Buying your FIRST
copyright 2000,2001 WEST REAL ESTATE
WEST REAL ESTATE is
the perfect choice when looking for your
first home. We have a wealth of
experience in helping hundreds of
first-time buyers. Let us put our
expertise to work for YOU!
Please contact us to learn how we
can help you take this important step.
Meanwhile, here are some tips to help:
for a loan
It's important to be prequalified,
since it helps determine how much
house you can actually afford.
Prequalification also helps us market
you better to the seller when you're
ready to make an offer. A lender will
analyze your current income, debt and
basic credit history situation in
order to qualify you for a maximum
for mortgage rates and terms
A difference of even half a
percentage point can make a huge
difference in how much you pay over
the life of a loan. Do some shopping
before you decide on a bank or other
what you want
Before you begin looking for the
perfect house, it is important that
you make a shopping list. Once you
have a clearer view of what your
house will need to have, looking for
a home will be a great deal easier!
forget the down payment!Just contact us and we'll be happy to
The amount of down payment you'll
need will vary, based on the purchase
price of your house, and several
other qualifications set forth by the
lender. As an average, most home
buyers make a down payment in the
5%-15% range, although your own
personal situation may dictate more
or less. And don't forget about
closing costs, which will total in
the 2-5% range, payable in cash at
the time of closing. WEST REAL ESTATE
can help you determine your payment
needs as well as shop for a lender.
your financials in orderpay stub
and tax return ready.
If you are self employed, you will
need all business records and tax
returns for the last three years.
As soon as you've decided to buy a
house, make certain that you have a
clear picture of your financial
situation. Consider getting a credit
report so there will be no surprises
when applying for a mortgage. In
addition, your lender will need
details about how much money you make
as well as how much you spend.
Generate a budget of all your monthly
bills, and have the most recent copy
WEST REAL ESTATE
We're here to make your first-time
house buying experience pleasant and
rewarding. Give us a call... we'd
love to work with you!
find what you're looking for?
Contact us or give us a call... we'll be happy to help
you search for your next home!
WE HAVE CERTIFIED BUYER REPRESENTATIVES SPECIALLY
TRAINED TO ASSIST YOU
THROUGH THE ENTIRE BUYING PROCESS!
MOVING OR RELOCATING? We can help any
find what you're looking for?
Contact us or give us a call ....
We'll be happy to help
you in your search for your next home, Condo or Apartment
and even a New Business location!
Commercial is a Hit!
WEST REAL ESTATE's television commercial, featured on AT&T Cable's
Lifetime and other channels, winning FIRST PLACE in a national
award, competing with over 5000 other commercials! Seen are owners
Frank and Karen West, along with David Ferrini from Media One who presented
the award (he just can't seem to leave that picture alone!)
to view our commercial!
386 Main Street, Wilmington MA 01887